Teaching Children to Save – 7 Tips to Build Good Financial Habits
The Social Security Administration and Office of the Inspector General continue to receive reports of scammers impersonating SSA employees over the phone, to request personal information or money. Imposters may threaten you and demand immediate payment to avoid arrest or legal action. Do not fall for it!
If you receive a suspicious call:
Thank you to everyone who has donated to our November Food Drive to benefit the Wrightstown Area Food Pantry. We have collected over 350 food items to stock the pantry shelves. And because of YOU, GreenLeaf Bank has donated an additional $500.00 to the food pantry for future purchases.
With pandemic scares still buzzing around and so many of us pressed for time, more Americans than ever will be doing most or all of their holiday shopping online this year. And with nearly a third of all retail sales happening between now and Christmas, scammers are already stepping up their game. Last year, they took $250 million from US consumers. You may have noticed an increase in marketing calls and illegal robocalls, extra spam in your inbox, an avalanche of junk mail. But they’re just the tip of an iceberg. Fraudsters will be operating new scams as well as the familiar tried and tested tricks.
Here are the 10 most common shopping scams for Black Friday (the big sales day after Thanksgiving) and Christmas 2021:
More Actions You Can Take
If you discover or suspect you’ve been scammed, report it immediately to law enforcement, your bank, your card company, and the credit reporting agencies – Equifax, Experian, and TransUnion. Each of the agencies has info on how to freeze your credit.
GreenLeaf Bank is partnering with the Wrightstown Area Food Pantry as a collection site for the month of November. Drop off your donations at either of our office locations.
Thank you for your consideration and generosity!
List of items needed:
Pancake Mix and Syrup
Canned Tuna or Chicken
Peanut Butter and Jelly
Receive a text with a surprise offer? Don't click that link!
Better Business Bureau Scam Alert
Everyone loves a deal – including scammers. Con artists often offer too good to be true discounts in the hope that price-conscious consumers will jump on these “deals” without doing their research. Recently, BBB Scam Tracker has seen numerous reports of scammers impersonating well-known companies and offering discounts, some of which are COVID-19 themed.
How the Scam Works
You receive a text message from a large, reputable company. The message claims that, due to the pandemic, the company would like to help people out by offering them an amazing deal. These range from free or discounted services to gift cards and cash.
For example, consumers reported receiving the following text messages using this ploy:
Other texts claim to be Walmart, Amazon, Costco, USPS and others. Of course, these messages don’t really originate with that company. They come from impersonators who hope to steal your personal information. If you click the link, you may be prompted to log into a lookalike website that scammers use to get hold of your login ID and password. With that information, scammers can access your accounts and even make purchases using your saved payment methods.
While the latest BBB Scam Tracker reports mention Hulu, Netflix, and Verizon, watch out for scammers impersonating other companies too. If one name stops being effective, they’ll quickly switch to another company.
How to avoid Text Message Scams
Treat messages from unknown senders with caution. If you receive a message from a number you don’t recognize, be careful. Many companies engage in SMS marketing, but keep in mind that consumers must opt in to receive messages. If you haven’t given a company permission to text you, it’s probably a scam.
Don’t click on links from strangers. Scammers often send shortened links that don’t let you see where they really lead in the body of their text message. If you click the link, you could be directed to a dangerous website, or you could download malware onto your device.
Confirm deals directly with the company before you accept. If you are really hoping the deal is legitimate, go to the company’s official website and send them an email, or call to inquire. The company can let you know if the deal is real or not.
Install antivirus software on your computer and mobile devices. This kind of scam can come from text messages or emails, so make sure all your electronics are protected. Antivirus software can scan for malware and alert you before you open a malicious website link.
Alert the company. It will help them fight the problem. AT&T and Verizon are asking consumers to forward suspicious messages to 7726 (SPAM).
Source: Better Business Bureau
GreenLeaf Bank finished their summer School Supply Drive to benefit area children in need. On the left, marketing assistant Ashley Rahn displays donations at our Greenleaf office and right, Marketing Director Joel Prunty with donations from our Wrightstown office.
Wrightstown donations were delivered to Wrightstown School District office and Greenleaf office donations went to the Wrightstown Area Food Pantry.
Thank you to everyone who donated!
GreenLeaf Bank is partnering with local schools to collect supplies to benefit area children in need. School supply items can be dropped off at either GreenLeaf Bank location now through August 16th.
Thank you for your consideration and generosity!
Here is a list of needed items:
• Wide-Ruled Notebooks
• Pencil Box/Pouch
• Washable Markers
• Crayola Crayons
• Colored Pencils
• Index Cards
• Dry Erase Markers
• Glue Sticks
• Glue Bottles
• 3 Ring Binders
• Post-It Notes
• Loose Leaf Paper
• Pencil Sharpener
• Lysol/Clorox Wipes
GreenLeaf Bank is no longer a property tax collection site for Brown County. The county has changed how they collect property tax payments. All payments are now made directly to the county via mail, online payment, or at their office located at 305 E Walnut St, Room #160 Green Bay WI 54301.
This change also affects how local tax payments are collected for area townships and villages. Contact your local municipal government for details on how their tax payments are collected. We’ve enjoyed serving you for many years as a property tax collection site.
GreenLeaf Bank recently awarded four – $500 scholarships to 2021 high school graduates. The scholarships were accepted at Wrightstown High School’s award ceremony May 26th. The awards can be used for higher education at a college, university, or technical school. Mary Fritsch, GreenLeaf Bank VP-Retail Lending presented the scholarship to this year’s winners:
Olivia Hanaway (pictured)
Congratulations and good luck as you pursue higher education!
Greenleaf WI, May 24, 2021 – GreenLeaf Bank has officially funded 147 Paycheck Protection Program (PPP) Loans, totaling over $4.5 million to assist local businesses. The PPP program provides forgivable Small Business Administration (SBA) loans to businesses adversely affected by the covid19 pandemic meeting specific guidelines.
"Our existing partnership with the SBA provided us the ability to quickly make significant contributions to the local business community at a time of great need,” says GreenLeaf Bank President/CEO David Krutz. "Bank staff put forth an amazing effort to make these loans happen. So, it’s extra gratifying to see the positive impact on local businesses and their employees.”
On May 4th, the Small Business Administration announced Paycheck Protection Program funding had been exhausted and the application portal is no longer accepting new requests.
America Saves Week is a widely recognized national campaign where thousands of organizations join together to collectively encourage their communities to focus on their individual financial wellness. Over the course of a week we cover money-related topics from a relatable, down-to-earth, positive perspective. Savers end the week with tools, resources, and clarity on their current financial situation, new savings goals, and a realistic plan to achieve them.
The America Saves pledge is the central tool that allows savers to set a goal, and make a plan to achieve better financial stability.Each day of America Saves Week has its own theme: Save Automatically, Save for the Unexpected, Save to Retire, Save by Reducing Debt, and Save as a Family.